How Stamp Duty Affects Your Share Cost Basis
How Stamp Duty Reserve Tax (0.5%) affects your Capital Gains Tax. It increases your cost basis and reduces your eventual gain. Here’s how to account for it.
CGT When You Leave the UK — What Happens to Your Shares?
What happens to your Capital Gains Tax obligations when you leave the UK. The temporary non-residence trap, the 5-year rule, and planning before you go.
W-8BEN Explained — Reducing US Withholding Tax on Your Dividends
How the W-8BEN form reduces US dividend withholding tax from 30% to 15% for UK investors. Which brokers handle it, how to fill it in, and what happens if you don’t.
HMRC Exchange Rates — How to Convert USD Trades to GBP Correctly
How to convert foreign currency trades to GBP for UK Capital Gains Tax. Which HMRC exchange rates to use, where to find them, and common mistakes.
Wash Sale vs Bed and Breakfast — UK Rules vs US Rules Explained
The key differences between the US wash sale rule and the UK 30-day bed and breakfast rule. Essential reading for UK investors using US brokers like Robinhood.
Inherited Shares — How Capital Gains Tax Works When Someone Dies
How Capital Gains Tax works on shares you’ve inherited. The base cost resets to market value at death — but there are traps to know about.
Gifting Shares — CGT Implications of Giving Shares Away
The CGT implications of giving shares to family, friends, or charity. Gifts are disposals at market value — except to your spouse. Includes worked examples.
How to Keep CGT Records — What HMRC Expects and for How Long
What records HMRC expects you to keep for Capital Gains Tax, how long to keep them, and what happens if you lose them. Practical advice for UK share investors.
Tax Year End Planning — 7 Things to Do Before 5 April
7 things UK investors should consider before the 5 April tax year end to minimise Capital Gains Tax and maximise allowances. Actionable steps with worked examples.
ISA vs GIA — When Your Investments Are Taxed and When They’re Not
The tax differences between ISA and GIA accounts for UK investors. What’s taxed, what’s exempt, and when it makes sense to use each.